Key Feature:

  • 5 Reward Points for every Rs. 150 spent (Maximum of 10,000 reward points per statement cycle)
  • 20 domestic airport lounge visits annually & 6 Internationally via the Priority Pass program
  • Corporate Liability Waiver Insurance
  • Insurance Protection up to Rs 1 Crore
  • Exclusive SmartBuy Corporate Portal for offers and Reward redemption

 

Corporate Benefit:

Better Visibility through Enhanced Reporting Tools

  • Easy accessible online reporting tool anytime, anywhere
  • Get customized reports on expenses, spend categories, and behavior for better-informed business decisions
  • View detailed transaction information at the employee level

Advanced Reconciliation Process

  • Get consolidated reports for transactions across the globe
  • Easy integration with existing accounting systems
  • Paperless claims. No need to save bills.
  • Faster and efficient processing
  • Simplified reconciliation and compliance tasks

Greater Savings

  • Up to 50 Days Credit Period
  • Better negotiations with airlines, hotel chains, etc allowing better savings for the business

 

Additional Features:

  • Interest-Free Credit Period: Avail up to 50 days of interest-free period on your HDFC Bank Corporate Premium Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).
  • Foreign Currency Markup: 2.49% on all your foreign currency spends.
    ​​​​​​​(These charges will be billed on your subsequent statement within 60 days of the date of visit. Currency conversion rate is applicable as on the date of settlement.)

 

Lounge Access:

HDFC Bank Corporate Premium Credit Card Lounge Access Program

  • 20 complimentary domestic lounge access per calendar year through the Franchise Lounge program
  • 6 complimentary lounge access per calendar year through the Priority Pass program

 

Corporate Liability Waiver:

Get Corporate Liability Waiver Insurance to protect against the risk of employee fraud with a card level cover of INR 2,00,000 and corporate level cover of INR 25,00,000

 

Insurance/Comprehensive protection & Nominee details for Insurance:

HDFC Bank Corporate Premium Credit Card offers comprehensive insurance covers for the primary cardholders

  • Air Accidental death: your nominated kin will receive a compensation of Rs. 1 Crore
  • Emergency Medical Expenses: Protection worth up to Rs. 1 lakh against any medical emergency when you are traveling, and are outside your home country
  • Flight Delay: Cover of up to INR 15,000 available to the primary cardholder
  • Loss of Checked Baggage: Cover of up to INR 15,000 available to the primary cardholder
  • Missed Connecting International Flight: Cover of up to INR 15,000 available to the primary cardholder

 

Fuel Surcharge Waiver:

  • 1% Fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 10,000 only, across all petrol pumps
    ​​​​​​​*Fuel Surcharge Waiver capped at Rs.1000 per statement cycle (GST Applicable)

 

Exclusive SmartBuy Corporate Portal:

SmartBuy Corporate, an exclusive earn and burn portal for Corporate Credit cardholders

You can choose to redeem your Reward Points instantly against:

  • Airline ticket booking
  • Hotel booking
  • Reward redemption catalog
    ​​​​​​​1 Reward Point = INR 0.30 when redeemed on offers.smartbuy.hdfcbank.com/corporate

 

Rewards Redemption & Validity:

  • Redeem Reward Points for miles against leading International and Domestic airlines, hotels, and catalog options.
  • Reward points are valid for up to 2 years

(Please complete Frequent flyer registration before attempting Airmiles redemption in NetBanking)

(Enable your Credit Card for International usage and upgrade your international daily limit, effortlessly, through NetBanking)

 

Contactless Payment:

  • The HDFC Bank Corporate  Premium Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

*To see if your Card is contactless, look for the contactless network symbol <Add symbol> on your Card.

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Cardholder has to enter the Credit Card PIN for security reasons)

For best deals & prices on Credit Cards & loans, Click here.

 

Goods and Services Tax (GST)

  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS are in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
  • GST levied will not be reversed on Any dispute on Fee & Charges/interest.